Free. The file is not stored.

    Got a funding offer? See what it really costs.

    Upload the offer, term sheet or contract. We pull the numbers, work out the estimated APR and total payback, and list the terms worth asking about before you sign.

    We read the file to pull out the numbers, then discard it. We keep only anonymous figures (no names, no file) to improve this tool.

    Wyo Stays LLC is a business-funding referral service, not a lender. We refer requests to third-party lenders and funding partners and may receive compensation from them if your financing funds. Submitting this form is not an application for credit and does not pull your credit; a lender may perform a credit inquiry, which could be a hard inquiry, before funding. Offers, rates and terms come from the lender. Nothing here is a guarantee of approval, amount or timing.